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Our Loans

Explore lending options with the benefit of local decision making.

Loan Types

Consumer

Apply for:

  • Automobile
  • Boats, ATVs, Motorcycles, Travel Trailers
  • Unsecured
  • CD secured
  • Agriculture livestock
  • Equipment, tractors, etc.

Requirements*:

  • Loan application
  • 2 months most recent proof of income

How to apply:

Consumer Real Estate

Apply for:

  • Home purchase
  • Home equity
  • Home construction
  • Home improvement
  • Secondary residence
  • Secondary construction
  • Investment property
  • Raw land
  • Improved land
  • Mobile home with real estate

Requirements*:

  • Completed Loan Application
  • 3 months Proof of Income (i.e. bank statements, pay stubs, etc…)
  • Supporting Documents for Personal Financial Statements (i.e. investment account statements, bank account statements, tax roll information on property owned, etc…)
  • 2 most recent years Tax Returns
  • Sales Contract (if applicable)
  • Builders Information (if applicable)
  • Survey (if applicable)

How to apply:

Commercial

Apply for:

  • Business
  • Commercial Equipment
  • Commercial Vehicles

Requirements*:

  • Loan Application
  • 3 months most recent proof of income (for all borrowing parties, business
  • and personal)
  • 2 years Tax Returns (Business and Personal)
  • Buyer’s Order (if applicable)
  • Personal Financial Statement for all guarantors
  • Supporting Documents for Personal Financial Statements (i.e. investment account statements, bank account statements, tax roll information on property owned, etc…)
  • Company Articles of Incorporation or equivalent
  • Company proof of EIN numbers
  • Articles of Good Standing

How to apply:

Commercial Real Estate

Requirements*:

  • Loan Application
  • 3 months most recent proof of income (for all borrowing parties, business
  • and personal)
  • 2 years Tax Returns (Business and Personal)
  • Buyer’s Order (if applicable)
  • Personal Financial Statement for all guarantors
  • Supporting Documents for Personal Financial Statements (i.e. investment account statements, bank account statements, tax roll information on property owned, etc…)
  • Company Articles of Incorporation or equivalent
  • Company proof of EIN numbers
  • Articles of Good Standing
  • Sale’s Contract (if applicable)
  • Builders Information (if applicable)
  • Survey (if applicable)

How to apply:

Please be advised that the application is to begin the loan process and required items will be asked after you have contacted us. Additional items may be needed at the Banks request.

*Please be advised that these items are required to begin the loan process. Additional items may be needed at the Banks request.

Get Started!

To get started email a completed application to one of the following locations: